In a day and age where cheap health insurance is available quickly and easily, there is no reason why not everyone should be covered, or is there? You might be surprised at the number of uninsured individuals who are going through their daily routines without a bit of health insurance. What will they do in case of a medical emergency? What will happen in case of illness? The social safety net has more holes than you know!

Here are four reasons why you must buy health insurance:

Cheap health care insurance is available with as little as a phone call. The same is true for cheap dental insurance. The myth that health insurance is priced to forbiddingly that it is impossible to purchase it on your own is just that – a myth. The trick to purchasing your own good cheap health insurance plan is simply to purchase only what you will need and reevaluate often. Thus, if you are a single male, you do not need the kind of insurance that covers services for a pregnant woman or family. In addition to the foregoing, if you are in great health, and have the money to pay for your annual physicals out of pocket, then your health insurance needs are probably only for catastrophic coverage, such as hospitalization. Evaluate your need whenever your life situation changes and you will always only pay for the amount of health insurance your life demands.

The social safety net is not set up for those who have an income, assets, and suddenly need to have help with medical expenses. If this is you, and you do not have health insurance, then a sudden hospitalization will result in overwhelming medical bills for which you will be solely responsible. Families have been known to have to sell house and possessions to cover the bills and even bankruptcy will oftentimes mean that you need to leave your home!

Purchasing health insurance cheap now, will permit you to buy cheap health insurance, medical coverage, dental and vision plans later. You will not be subject to the preexisting conditions clause, which will become a serious issue as you age.

Do not be a burden to the social services system if a cheap health insurance plan will permit you to be self sufficient. After all, as President Kennedy so memorably remarked, “ask not what your country can do for you; as what you can do for your country!”